Valon Tech builds ValonOS, an AI-native platform for regulated services starting with mortgage servicing, and operates its own mortgage servicing business.
Valon Tech builds what it describes as the AI-native operating system for regulated services, beginning with mortgage servicing. Its proprietary platform, ValonOS, structures regulatory operations through task queueing, automated workflows and AI agents, rendering complex processes programmable. The system processes more than 100m background jobs a day, a figure the company plans to increase tenfold over the next two years.
Alongside the platform, Valon operates its own mortgage servicing business, which powers more than $130B in loan value. The purpose of running the operation directly is to gain first-hand understanding of the complexity inherent in regulated industries, and to feed that knowledge back into the platform's development. Reported metrics include revenue growth of more than 100% year on year, customer satisfaction above 90% and margins of more than 60%, against roughly 0% for industry incumbents.
The company is at Series C stage, backed by a16z. It maintains offices in New York City and San Francisco and supports full remote working across the United States. Team members come from Stripe, Jane Street, Meta and Google. Technical work spans AI agents, workflow automation, task queueing, background job processing and platform engineering, within regulated fintech software.
