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Provident Credit Union

Member-owned California credit union since 1950, offering checking, savings, loans, mortgages, credit cards and business banking to over 93,000 members.

Provident Credit Union is a member-owned financial institution founded in 1950 and headquartered in California's San Francisco Bay Area. It provides federally insured deposits and a range of financial products to more than 93,000 members, including checking and savings accounts, auto loans, mortgages, credit cards and business banking. Many accounts carry low or no fees, and some products offer rewards programmes.

The credit union serves over 1,200 employer groups through 21 branches, with access to more than 30,000 ATMs, and ranks in the top 10% of U.S. credit unions by size. Alongside its branch network it operates a digital banking platform, and technology work centres on digital banking and financial services technology.

Provident is organised as a member-owned institution rather than a shareholder-owned bank, and states its values as "Listen, Get Better, and Do What's Right", with an emphasis on personalised support and financial wellness. It also takes part in local initiatives and volunteer activity in the communities it serves, having operated for more than 75 years.

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